Why do we recommend stocks for investing over the long-term? Because the evidence supports that investing in stocks has provided the best real returns (after inflation adjustments). From the Credit Suisse Global Investment Returns Yearbook 2016:
Tag: Retirement
How Great Is Dollar Cost Averaging? You Don't Know The Half of It
I’ve mentioned on a number of occasions that the S&P 500 has been nothing short of disappointing since the turn of the century. I hope that every single reader who is still adding money to their investment portfolio on a…
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The Value of Financial Planning
Say you were going on vacation a year from now, what would your first action be? Ask for the time off? Make a hotel reservation? Research the destination? Basically start planning the trip. Yet, when it comes to one of…
How Can You Make Sure Your Retirement Money Lasts?
Heading into retirement the number one worry retirees have is will my money last. There is no concrete answer, but in pursuit of that goal retirees may want to adopt a couple of spending and investing rules. The popular spend…
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Tuning Out the Noise Leads to Greater Wealth
Social Security + RMDs – An Almost Perfect Retirement Income Source
When corporations moved from pension benefits to 401(k) plans, workers had to become the financial planner, investment manager and actuary in order to successfully plan for retirement income.
2019 Retirement Plan Contribution Limits
The IRS announced on Thursday that the limit on elective deferral for contributions to 401(k) plans, 403(b) plans, most 457 plans, and the federal government’s Thrift Savings Plan will increase from $18,500 in 2018 to $19,000 for 2019. However, the…
Naming a Beneficiary on Your Retirement Accounts Can Help Defer Taxes Over Your Heir’s Lifetime.
Using Retirement Assets for Estate Planning - Naming a beneficiary on your retirement accounts can help defer taxes over your heir’s lifetime. A tax deferred is a tax not paid – Phil DeMuth The “stretch” provision for IRAs and Inherited…
Nothing Undermines Your financial Judgement as the Sight of Your Neighbor Getting Rich
A recent study of lottery winners shows that the classic "keeping up with the Joneses" can lead to bad financial outcomes. Something we all knew, but what was unknown is the subconscious effects it can have on our behavior. Link:…
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How to Make Smarter Decisions About Money 01.11.19
Why You Need an Umbrella Insurance Policy An umbrella policy typically covers the same things as your home and auto policies, plus a few more, including lawsuits that arise when you're driving abroad or operating rented watercraft, or from alleged…
Read More How to Make Smarter Decisions About Money 01.11.19