Are you on the right financial path? When will you be able to retire and what financial adjustments would be advisable for you to reach your goals? Our comprehensive financial plan reviews multiple aspects of your current finances and your…
Category: Insurance
How to Calculate the Right Amount of Life Insurance
Many people are intimidated by the thought of buying life insurance. Nobody likes to think too much about death, for one thing. And many people worry about which kind of insurance to buy – whole life or term life. But…
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Year-End Financial Planning
As the end of the year approaches it's time to do a little financial planning to make sure that you are taking advantage of the time left to maximize the benefits of smart tax planning, investing, and retirement saving. Tax…
Important Money Moves Before Year End
Here are some important financial things to do before year end to help make sure your financial plan is on track. Increase contributions to tax-advantaged savings accounts.Even if you contribute regularly to your traditional 401(k) or similar workplace retirement plan,…
6 Steps to Prepare for Medicare
Medicare is a valuable source of health insurance for people 65 and older, and making the transition from private health insurance involves some important decisions. These six steps can guide you through the process: 1. Enroll in Medicare Part B.…
What insurance is appropriate – term or whole life – and why?
For the great majority of people, term life insurance is the best way to go. It’s not just less expensive than whole life, but a lot less expensive because you're buying pure insurance without any investment component. Ballpark is something…
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How to Evaluate and Plan for Your Personal Risks in Light of Your Finances
Everyone faces risks that involve both uncertainty and the possibility of financial loss. These events can devastate a family’s financial security. Insurance allows you to transfer the consequences of the financial loss to a large risk pool managed by an…
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Check Your Vitals
Whenever you go into the doctor’s office for a check-up what’s the first thing he or she usually does? The doctor checks your vital signs. Generally, this is heartbeat, blood pressure, breathing, reflexes, etc. Sometimes either the doctor or the…
What Insurance Do I Need?
Protect yourself from life’s unexpected but inevitable bumps in the road with insurance policies protecting your property, income and health. Without insurance, an illness or accident could have a detrimental effect on your financial well being. Auto and mortgage lenders…